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Why Choose Mortgage Or Money for Your Mortgage Needs?

  • Expert Guidance: Our experienced team will work closely with you to understand your financial goals and help you make informed decisions.
  • Diverse Lender Network: Gain access to rates and options from major banks, B lenders, credit unions, and private lenders, ensuring you get the best deal.
  • Streamlined Process: We simplify the mortgage process, saving you time and reducing stress, so you can focus on what matters most.
  • Tailored Solutions: We believe in personalized solutions. Your mortgage plan will be customized to fit your individual needs.
  • Industry Knowledge: Benefit from our deep understanding of the mortgage market and industry trends.
Core Services

What we offer

We understand that mortgages are not just loans; they are keys to your future, your dreams, and your financial well-being. With our comprehensive range of mortgage solutions, we are dedicated to helping you achieve your homeownership and investment goals.

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Residential Mortgages

Navigating the world of residential mortgages can be complex, but we're here to simplify it for you. Whether you're a first-time homebuyer or looking to upgrade to your dream home, our residential mortgage options offer competitive rates, flexible terms, and expert advice.

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Commercial Mortgages

Investing in commercial properties requires strategic financial planning. Our commercial mortgage solutions provide tailored financing for various property types, helping you seize opportunities and grow your business with confidence.

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Refinance

Refinancing can be a powerful tool to improve your financial situation. We offer refinancing solutions that help you lower your interest rate, consolidate debt, or access your home's equity for other purposes.

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Second Mortgages

Unlock the potential of your home's equity with a second mortgage. Whether you're funding home renovations, education, or other important expenses, our second mortgage options give you the flexibility you need.

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Home Equity Lines of Credit (HELOC)

A HELOC provides a revolving line of credit secured by your home. It's a versatile solution for accessing funds when you need them, and our team will help you explore the benefits and possibilities.

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Reverse Mortgage

Over 50? Reverse mortgages can be a powerful tool to draw on the home equity you've built to plan for retirement, purchase investment property or a vacation home.

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At MortgageOrMoney, we connect homebuyers, investors, and business owners with the best mortgage rates and financing solutions from 40+ lenders across Ontario. Our network includes major banks such as TD Bank, RBC, CIBC, Scotiabank, and BMO Bank of Montreal, along with B lenders, credit unions, private lenders, and alternative financing options. Whether you’re looking for residential mortgages, commercial mortgage financing, refinancing, or investment property loans, we deliver customized solutions tailored to your needs. We proudly serve clients in Toronto, Mississauga, Brampton, Hamilton, Oakville, Kitchener-Waterloo, London, Windsor, Barrie, Oshawa, Whitby, Niagara, and communities across Ontario.